For many Nigerians, buying a new smartphone, laptop, television, refrigerator or other essential household appliance can become a difficult financial decision, particularly when the full cost has to be paid at once. The same challenge can arise when an unexpected electricity, data, cable or other bill arrives at a time when available cash is limited. This is the gap that FirstEase, FirstBank’s response to the emerging Buy Now, Pay Later (BNPL) phenomenon, is designed to address, giving eligible customers the opportunity to access selected products and services while spreading repayment…

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