On a quiet Monday morning, the proprietor of a growing private school walks through her compound before the first bell rings. The classrooms are freshly painted, teachers are preparing their lessons, and parents are arriving with children eager to begin another academic year. Behind the excitement of the new session is a list of urgent financial decisions. The school needs more desks to accommodate increasing enrolment. Some computers in the ICT laboratory must be replaced. The school bus requires repairs, additional teachers must be recruited, and suppliers are waiting for…

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